It’s no small task to choose the right credit card because there are so many of them out there. Just about each card offers a number of unique benefits. You might just end up with multiple credit cards in your purse!
Irrespective of a credit card’s attractive features, it’s best to choose one that gives you a good sign up bonus without any annual fee’s. We’ve listed some of the best cards you can apply for in case you want an attractive bonus without paying an annual fee.
They are listed below in no particular order.
#1 – Chase Freedom Unlimited
This card gives you a really good $150 bonus once you have racked up a total spend of $500 within the initial three months of getting the card. The card also gives you 1.5% cash back on all your spends. You can also get an additional $25 bonus if you add an authorized user and make your first purchase in the same three-month period. What’s better is that the cash back rewards will be available as long as your card is active. It’s no wonder that this is a very popular card these days.
#2 – Wells Fargo Cash Wise Visa Credit Card
You get a cash rewards bonus of $150 if you spend $1,000 within the first 3 months of getting the card. You can also earn 1.5% cash rewards without any restrictions on where you can use the card. Mobile wallet purchases for the card’s first 12 months give you 1.8% cash rewards. With this card also, you can earn and redeem these rewards for as long as your card is valid. If you pay your monthly cell phone bills using this card, then you qualify for a maximum $600 protection on your phone.
#3 – BankAmericard Travel Rewards Credit Card
This is one of the best credit cards if you travel a lot. You get 20,000 online bonus points (around $200) on a spend of $1,000 within the first 3 months. The card also gives you 1.5 points on every dollar that you spend on it. Even better, you won’t have to pay any transaction fees on purchases abroad. The card also has a chip technology for increased protection.
If you make big purchases on the card, then you can use its offer of 0% APR for the first year’s billing. This card is particularly useful if you have a savings or checking account with Bank of America because then it gives you 10% extra customer points. In case you are a Preferred Rewards client, then the bonus can go even higher.
#4 – BankAmericard Cash Rewards Credit Card
The card gives you a cash rewards bonus of $100 when you spend $500 within the first 3 months. If your spend on groceries, gas and wholesale clubs comes to $2,500 for three months, then you earn 1% cashback on all purchases, 2% at grocery and wholesale stores and finally, 3% on gas. This card gives you 10% bonus when you redeem it into your savings or checking account at Bank of America. This amount can go up to 75% if you are a Preferred Rewards client.
#5 – US Pride BankAmericard Cash Rewards Credit Card
There’s a $100 cash rewards bonus if you spend $500 within 3 months. You can also earn 3% on money spent on gas, 2% on groceries, and 1% on other spends if the total amount comes to $1,500 for 3 months. It’s a fairly simple and straightforward cash back card.
#6 – Trio Credit Card
This card gives you a $100 bonus based upon a spend of $1,000 within 3 months of opening a new account. You can also get 3% back on your restaurant spend, 2% back on gas, drug stores, and groceries, and finally, 1% back on all other spends as long as the total is $1,500 per quarter. You can also use this credit card internationally as there are no transaction fees on any credit purchases there.
#7 – MLB Credit Card
This card gives you a cash rewards bonus of $100 if you spend at least $500 within the first 90 days of opening the account. As you can see, this is a fairly generous bonus. You can also earn 3% on gas, and 2% at grocery stores and 1% cash back on every purchase based upon a total spend of up to $2,500 every quarter.
All these offers sound great, but that being said, you do need to read the terms and conditions of each card carefully before you sign up just in case there is something in the fine print that doesn’t suit you. However, if you choose your credit card carefully then you can get quite a bit of free money.